This Privacy Disclosure Statement & Consent is relevant to -
Business Name: Hoolu Pty Ltd (The Agent)
ACN: 608 797 182
Address: Lvl 15, 2 Corporate Court , Corporate Centre one
BUNDALL QLD 4217 ('we', 'us', 'our')
We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and Consent. When you sign below, you agree we can, consistently with Australia's privacy and credit reporting laws, collect, use and exchange credit and personal information about you for those purposes.
We are collecting credit and personal information (information) about you, as applicable:
As your broker, we require the information we collect from you to assess your credit, or guarantor, application or the credit application of a company of which you are a director, source a suitable credit provider and any required insurances and to manage the application process, where required. If you do not provide the information sought, we may be unable to process your application, or the company's application, or we may be limited in the other services we can offer you or the company.
When we collect information from you in the credit application process, we use that information in a number of ways to assess your credit application and to source a suitable credit provider or lessor and/ or insurance provider. We may:
The information we obtain from you is used, subject to compliance with Australia's privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.
As part of providing our services to you, we may undertake tasks for a credit provider which is reasonably necessary to manage the application process. When doing so, we are acting as agent for the credit provider, with the same privacy law requirements applying to both of us.
We may submit your application to one or more credit providers. Those credit providers and their website addresses are set out in the Schedule 1 at the end of this document.
A credit provider, to whom we submit an application, may disclose information about you to, and collect information about you from, from one or more CRBs
For each CRB the website details will include the following specific information:
This detail will also be included by the credit provider who approves your application in the privacy disclosure statement and consent document it will provide to you.
Each credit provider website includes information on how to contact the credit provider and how to obtain a copy of its privacy documents in a form that suits you (e.g. hardcopy or email).
You authorize The Agent to use a tool provided by CC Acquisitions Pty Ltd and make a request to a credit reporting body to access your credit reporting information. In order to do this, CC Acquisitions Pty Ltd will submit your personal information to the credit reporting body as an “Access Seeker” to make the request. The Access Seeker may disclose your credit reporting information and other personal information to Green Light Auto Finance Pty Ltd (the credit provider) to obtain a personalized loan scenario. This process will NOT impact your credit score.
You have the right to ask:
In some cases, an administration fee may be charged to cover the cost of providing the information.
Schedule 2 at the end of this document sets out the contact details for each CRB service.
By signing below, you agree we may:
You also agree and consent to, as appropriate:
Your agreement and consent to the disclosures and consents in this document will be effective for a period of 12 months, but only in relation to commercial credit. Your agreement to this cease when you either withdraw it by contacting us using our details above or 12 months after you sign below, whichever first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12 month period. The extended effectiveness does not apply in relation to consumer credit
Where the applicant, or guarantor, is a company of which you are a director, you consent to the use of your information, in addition to the company's information, in each of the ways listed above.
This authorisation ceases when we undertake a task on behalf of the credit provider.
By signing the below, you also authorise us to make a request on your behalf to obtain credit reporting information about your consumer and commercial credit worthiness from a CRB. That information will assist us in providing our services to you.
|SCHEDULE 1 : CREDIT PROVIDERS|
|Name of Credit Providers||Websites|
|Affordable Car Leasing PL||www.affordablecarloans.com.au|
|ANZ Banking Group Pty Ltd||www.anz.com|
|Australian Motorcycle and Marine Finance PL (AMMF)||www.yamaha-motor.com.au|
|Australian Premier Finance PL||www.australianpremierfinance.com.au|
|Automotive Financial Services PL||www.afs.com.au|
|Azora Direct Pty Limited||www.azora.com.au|
|Branded Financial Services PL||www.brandedfinancial.com|
|Capital Finance Australia Limited||www.capitalfinance.com.au|
|Car Start Finance||www.carstart.com.au|
|Cashflow Finance Australia t/as Earlypay||www.earlypay.com.au|
|Centreone Finance PL||www.centreone.com.au|
|Commonwealth Bank of Australia||www.commbank.com.au|
|Get Capital Pty Ltd||www.getcapital.com.au|
|Golden Loans Now||www.goldenloans.com.au|
|Greenlight Auto Finance Pty Ltd||greenlightauto.finance/legal/privacy-policy/|
|Grow Finance Group Pty Ltd||www.growfinance.com.au|
|Finance One Pty Ltd||www.financeone.com.au|
|Finance One Commercial Pty Ltd||www.financeone.com.au/privacy-policy-commercial/|
|Flexicommercial Pty Ltd||www.flexigroup.com.au|
|Group & General Finance PL||www.alto.com.au|
|Latitude Finance Pty Ltd||www.latitudefinancial.com.au|
|Liberty Financial Pty Ltd||www.liberty.com.au|
|United Loan Solutions Pty Ltd t/as LoanU||www.loanu.com.au|
|Macquarie Leasing Pty Ltd||www.macquarie.com.au|
|Metro Finance Pty Ltd||www.metro.com.au|
|Money 3 Corporation Pty Ltd||www.money3.com.au|
|Morris Finance Ltd||www.morrisfinance.com.au|
|Moula Pty Ltd||www.moula.com.au|
|Now Finance Group Pty Ltd||www.nowfinance.com.au|
|Pepper Asset Finance Pty Ltd||www.pepperonline.com.au|
|Plenti RE Limited||www.plenti.com.au|
|Plenti Finance Pty Limited||www.plenti.com.au|
|Rapid Loans Pty Ltd||www.rapidloans.com.au|
|Scottish Pacific Pty Ltd||www.scottishpacific.com|
|Vestone Capital PL||www.vestonecapital.com|
|Volkswagon Financial Services||www.vwfs.com.au|
|Westpac Banking Corporation||www.westpac.com.au|
|SCHEDULE 2 : CREDIT REPORTING BODIES (CRB)|
|Name||Websites / Email||Telephone|
|Experian||www.experian.com.au||(03) 8622 1600|
|Dun & Bradstreetemail@example.com||1300 734 806|
|Tasmanian Collection Service||www.tascol.com.au||(03) 6213 5555|
|Equifax||www.equifax.com.au||1300 921 621|